Now that you’ve got their attention, here are the most important
concepts to teach. The thing to remember is to show examples of idea. Don’t
just talk – show examples.
(show your file and Sunday inserts)
1) Collect Coupons
a) Buy the Sunday paper
b) Collect coupons from friends and family
c) See if you have a recycle center near you
d) Order quantities of coupons from coupon resellers
e) Clip all coupons on items you use, paying no attention to brands.
For example, if you use laundry detergent, clip coupons on all brands of
2) Organize Coupons
a) Choose a container or binder
b) Keep up with filing. File each Sunday.
c) Organize by categories or by grocery store aisles.
d) Make extra dividers with tag board. Customize categories to your
) Buy an extra circular or two if you can so you can have coupons to
trade with others. Or ask your neighbors for their inserts if they don’t
) Find or buy 10 to 15 Sunday papers every week.
) Be as organized as possible with your coupons.
) Always bring your coupons with you. Not having them at all will cause
you to miss out on a lot of great saving opportunities.
) Buy a sturdy plastic box that snaps shut. Make sure it has a secure
snap. The Rubbermaid box that Michele sells is perfect. Make a small
investment in the container because your investment will pay for itself in
) As soon as you get your new coupon box, make some sturdy dividers out
of cardboard. Decide on the filing system you will use to file your
coupons. Are you going to file them alphabetically or by food or HBA
catagories in the grocery store? I file alphabetically and then I have a
few special dividers for Pillsbury, Baby and Cereal coupons. You may also
want another special divider for coupons that you want to use at the
double coupon stores.
) Cut your coupons and file them on Sunday as soon as you get your
Sunday paper. We have church twice on Sundays and I still make time to cut
my coupons from two newspapers. When Monday rolls around, you will be
ready to catch the weekly bargains.
) Get the word out that you love coupons and ask friends to save them
for you. I have a few older ladies at church that bring me their coupons
since they don't buy much food and don't use many coupons.
) Keep that coupon file cleaned out! During the last week of each
month, sit down and take an hour or so to clean out all the expired
coupons. Save one of the mailers that one of your free premiums came in,
and put all the expired coupons in it. Go to the RMC website and find the
address of someone that wants expired coupons. Make an extra effort to go
to the post office and mail them. This will cost you a couple of dollars a
month but it is money well spent. The people overseas are very grateful
that you do this.
) Make sure you put your name and address outside and inside your
) Always look for peel off coupons or store forms when browsing stores.
TRICKS OF THE TRADE
(Show specific examples of each of the main points.)
1) Score Double Plays
a) Read grocery ads and match your coupons to sale prices.
Memorize: Sale price + coupon!
b) When you save twice on the same product, it’s a double play. If
you save three times, it’s a triple play.
c) Combine sale prices with coupons, double coupons, refunds, etc.
2) Forget Brand Loyalty.
a) Be willing to switch brands constantly so you can match a coupon to
a sale price.
b) Buy whichever brand is the best deal.
a) If you have multiple coupons, use them all when a great deal comes
along. Don’t be shy. Stock up when you can get it for pennies. Buy as
many as you can, even dozens.
4) Get Rainchecks.
a) Always ask for rainchecks on good sale prices if the store runs out
of stock. Then you’ll have more time to collect coupons on the product.
5) Shop at Double Coupon stores
a) Learn the policies of all stores in your area that double coupons.
b) If you have double coupon stores, they will be your first shopping
choice. Always read their ads.
6) Make shopping lists.
a) As you read the grocery ads, make store-specific lists.
7) Develop an eagle eye in stores. Look for specially marked
packages, unadvertised specials, Buy One Get One frees, blinky machines,
refund offers, peel off coupons, end of aisle displays, demo people giving
out coupons, etc.
8) Use both a store coupon and manufacturer coupon on the same
a) explain how to tell them apart.
b) Show the store coupons in a Walgreen’s Easy Saver Catalog along
with a manufacturer coupon.
•"Use the store ads to scope out what is on sale. Pay special
attention to those items that are on sale and for which you have a coupon
(double play). If you find a product that is on sale, for which you have a
coupon AND a refund/rebate form, you have made a triple play. Also, be
sure you know your store's policies (matching competitors' prices,
doubling coupons, etc.) so that you can always get the best deal."
• "Know your store policy and who doubles or triples
• "Combine savings -- whenever possible, try to combine two or
three kinds of savings: sales, coupons, rebates. Many people are unaware
that you can combine CVS or Eckard coupons with manufacture's coupons for
• "When you find something you have a coupon for, get 10 of
• "Don't be shy...coupons can be used on clearance and
discounted merchandise-they can also be used in combination with most
• "Look for specially marked packages. They may offer ‘25%
more free’, may have coupons either on the outside of the package or
tucked away inside, or they may offer a mail-in rebate."
• "Know the coupon policies of the store. Get a written copy if
at all possible, and if you have a problem, you can always contact the
store later in writing, or the corporate offices and explain the situation
you had a problem with and ask for clarification. Note any particular info
including the date, time, check out line number/clerk name."
• "If a product that is on sale is sold out, ask for a raincheck.
This can be used to your advantage. If it is a product you normally buy
anyway, it will give you time to stock up on more coupons. Request the
rain check for as many as you think they will let you buy! Some rain
checks never expire and some are only good for 30 days, but this will give
you time to collect more coupons."
• "When you get an exceptional deal on something, stock up; even
if you're trying a new product, if it turns out your family isn't thrilled
with it the rest of it can go to family, friends, or a local
• "Remember FREE is best, stock up on those. Even if you have to
go back again and again."
• "Do not be brand loyal. If you have a coupon for a different
brand, and it is on sale, try it! You might like it even more than your
tried and true brand, or you might not. It's worth a try though at least
once. Have an open mind when it comes to trying new products. You may
actually like the less expensive one better and save money with
•"Shop with a list and have coupons attached to list."
• "Always check the back endcaps at places like Wal-Mart and
Target for clearance items."
• "A store coupon is just a limited sale price. I doesn't mean
you can't use a manufacturer's coupon."
1) Look for refund forms in the newspaper, on tear pads, and on
specially marked packages.
a) refunds offer cash, movie tickets, free item coupons, gifts,
t-shirts, toys, etc. (Show some of your checks, free movie tickets, and
2) Keep all receipts because most refunds ask for them.
3) Mail for your refunds in a timely manner – the same day you
buy the product is best.
4) Do all free-after-rebates.
a) Some stores like CVS, Eckerds, Walgreens, RiteAid and ShopKo offer rebate
booklets occasionally or monthly, with refunds and items that are free
after rebate. If possible, use a coupon at the same time and make a
b) Watch for "Try Me Free" refund offers in the newspaper and
in the grocery store on tear pads.
c) New products often offer "Try Me Free" when they debut.
5) Collect proofs of purchase.
a) All refunds ask for proofs of purchase, usually the UPC.
B) Save your proofs of purchase from refundable purchases, like health
and beauty aids, candy bars, cigarettes, processed foods.
5) Trade refund forms to get a better variety.
A) You can trade through a refund magazine or on-line.
"Find as many forms as you can. You can find them in the Sunday
paper, in stores, on packaging, or trade for them."
"Organize your rebates in a way that works for you, so that you
always know when they expire. If you forget to submit your rebate, you
" Check out all rebates and premiums. I can't tell you how much
fun it has been going to the movies FREE. Don't think that you can't get
enough UPC's to do a rebate or get a premium. Trade, Trade, Trade."
"Don't forget those great Free After Rebate programs at Rite Aid
and Walgreens. I only have a Rite Aid here but have gotten great FAR's and
then some. I try to match the rebate items with a coupon for even better
savings. I have even taught a clerk there about the great deals."
"Collect Q's. Before you throw away any packaging, cut off the UPC
and make sure that it is identified. Organize them in a way that works for
you, so that you can easily find them when a form comes out that only
requires the Q's. Pay special attention to products that have points or
other frequent buyer type products. This way you have them on hand for
trading or sending in for your own rebate."
"Keep a small crate with all refunding material fully
"Subscribe to Refunding Makes Cents."
ONLINE Refunding/ Couponing
1) There is a whole world of refunders on line. They
share information and trade materials.
2) Check the RMC web site (www.refundcents.com)
every day so that you are up on bargains to be found online, as well as
sweepstakes, new forms, etc. etc.
"Don't just read chit-chat, look at Michele’s
Updates, and the Main Menu also on the website. It will answer many of
your questions, and you could miss out on many great deals by only reading
+ "Set goals."
+ "Do test drives."
+ "Don't get discouraged. It takes time to build
up a stockpile. Now I have a full pantry but it has taken a while. In fact
my DH says we have too much food!!"
+ "Don't expect to get things for free right away.
It takes a while to get in the groove of what to look for, etc. Watch for
things on sale, & see if you have a coupon for it. Like I said, if you
can't use it, SOMEONE can."
+ "DON"T give up when every thing seems over
whelming at first."
+ "Stock up on expensive treats like candy after a
major holiday. A $10 box of candy will be $2 after Valentines day."
+ "Don't buy impulse items that you don't
need--even if they're are sale."
+ "Be creative when buying gifts.For example, if
you're buying baby clothes for someone, check the baby clearance section a
week after Valentines day or Easter. You can find great stuff at up to 90%
+ "Learn to be patient. You are going to find
people/clerks/Manager/ salesmen and even relatives who would look at you
like you are out of this planet."
+ "Plan dinner menus around sale items."
+ "Build a Gift Closet: Save freebies for gift
giving - gift cards, free items, test drive offers, making themed gift
baskets with free items, etc."
+ "Be embarrassment proof -- Some people have an
attitude about coupons -- whaddya gonna do?? Forgo thousands in savings?
Instead, understand coupons and store policies well and don't be afraid to
ask for management if you encounter a cashier who doesn't think you can
use coupons on a sale item (you can!!) or who doesn't understand their
employers' policies. It doesn't pay to argue, very often their ignorance
is the result of poor training. Stores do have very real issues with
people trying to defraud them -- their cashier training is often pushing
those issues, and not emphasizing the policies that save you money!! Don't
get mad -- talk to someone who DOES know."
Be sure each class member leaves with a single page
handout, which lists the main points of the class and a tear-off
sign-up slip for Refunding Makes Cents. Be sure your name and zip are on
the slip as the "referred by" person. Other possible handouts
include an RC Beginner’s Bonanza or a copy of RMC. Both these are
available as follows:
Beginner’s Bonanzas. Must buy in multiples of 5,
for $2.50 each.
5 = $12.50
RMC sample issues. These are available for $2
each and must be ordered in groups of 5. They are recent back issues.
5 = $10
Please order well ahead of your class as they are sent
via parcel postage. Give the date of your class when you order. Order at:
Bountiful, UT 84011
You might use one of the Attention-Getters as a finale.
Remember to have fun with your class. This is an exciting topic – it’s
easy to be enthusiastic. Good luck!
Contributors: Kris Parkinson, Shirley Smith, Susan
Jensen, Janee, Betty Jones, Nancye Jameson, Jody Whit, Christine Gates,
Amber Kuehn, Vicky Neale, Susan Bradshaw, Susan Robison, Sandra Bantley,
Betsi, Nicole Graves, Evelyn Powers, Laura Nygaard Deborah Morris, Tami
Anderson, Amanda, Grace Basham, Vicki Breslin, Heather Patterson,
Stephanie McMurry, Sonja F., Joan Rasmussen, Helen Sieber, Elaine
Schroeder, Barbara Manley, Stacey, Coreen Hart, Traci Best, Jada, Barbara
L. Gallicano, Cathleen Robinson, Kim Tevis, Debby, Linda, Nancy Elliott,
Vanessa, Linda Dawe, Linda Jones, Sheryl Lippert, Carrie Paris, Shelly
Roughton, Angel Rushing, Melody Ravet, Darrylynn Brady, Sheila Owens,
Susan, Marianna, Kelly Byrley, Karen Flora, Renee Mayo, Lori Starr, Kelly,
Susan Burdgick, Judith Hord, Kristie Hall, Jennifer, Jeanne Hobbs, Lisa,
Barb Longshore, Mindy Weschler